2022年12月6日

总部位于爱沙尼亚的身份验证提供商Veriff发布了一份报告，显示全球欺诈行为持续增加，重复欺诈行为普遍增长。《2023年身份欺诈报告》分析了2022年以来全球主要欺诈趋势和见解，显示金融服务和加密货币领域的欺诈企图有所增加，其中美国在欺诈活动方面处于领先地位。报告显示，与2021年相比，全球欺诈活动总体增加了18%以上，其中超过一半(51%)被归类为身份欺诈。此外，调查结果还强调，最普遍的增长是各行业重复发生的欺诈事件，同比增长46.62%。Veriff代表表示，新冠肺炎疫情导致的经济数字化以及地缘政治紧张局势加剧等多种因素导致与欺诈和身份伪造相关的事件升级。随着欺诈率的持续上升，Veriff认为，对于促进在线信任的使命而言，全面了解全球各行业和地区欺诈的现状至关重要，而强身份验证(IDV)技术的实施被认为是将所有行业的欺诈最小化的关键。Veriff通过分析其全球客户群的数据汇编了这些数据点和趋势，《2023年身份欺诈报告》包括以下主要结论:尽管欺诈行为同比有所下降，但美国的欺诈活动最主要。Veriff的研究结果强调，平均而言，与欧洲国家相比，美国在2022年的欺诈活动更多，尽管与2021年相比，美国的欺诈活动减少了12.84%。2022年，欺诈者仍在继续活动，特别是那些来自俄罗斯的欺诈者扩大了他们的范围，渗透到了乌兹别克斯坦(28.12%)、哈萨克斯坦(22.86%)和白俄罗斯(22.51%)等国家。金融服务欺诈持续增加，在2022年，金融服务提供商的欺诈交易增加了9.73%，超过一半(51%)的金融服务欺诈事件被归类为身份欺诈。 Cryptocurrency represents a high risk, with crypto businesses having seen a fraud increase in 2022 up to 25.23% over 2021, in comparison with fintechs, who have had a 9.73% increase. Furthermore, Veriff documented the largest growth when it comes to cryptocurrency document fraud, accounting for more than 81.7%. Identity farming becomes more widespread, with Veriff having found that 9% of all fraud during 2022 leveraged identity farming, which is a type of fraud where an individual or a group creates a multitude of accounts on a large scale to engage in varied fraud forms. The findings of the report highlight an image of what is seen and experienced by businesses across industries, showing that criminals employ new and increasingly sophisticated techniques to gain access to information. Due to this, organisations have a need for solutions that help them, and their customers alike be better protected against fraudulent activities. Veriff aims to enable organisations to build trust with their customers through means of intelligent, automated, and accurate IDV. Its identity verification platform can analyse over 11,000 variations of government-issued IDs from more than 190 countries in 47 different languages through means of machine learning and an intelligent decision engine. The company tackles fraud from a multitude of angles looking to ensure that fraudsters and organised fraud rings are caught both in the moment and in recurring attacks. Founded in 2015, Veriff serves a global portfolio of organisations in the sectors of fintech, crypto, gaming, and mobility, backed by investors including Tiger Capital, Alkeon, IVP, and Accel. Its USD 100 million Series C investment round brought its total funding to USD 200 million, and its valuation to USD 1.5 billion. The company has offices in the US, the UK, Spain, and Estonia, and aims to help businesses and individuals build a more secure world. For more information about Veriff, please check out their detailed profile in our dedicated, industry-specific Company Database.